Senior health insurance for hospitalisation

Senior health insurance for hospitalisation. Cover for hospitalisation depends on the exact treatment, applicable public insurance reimbursement and the contractual benefit level. A senior policy may pay part of the remaining charge, but that does not mean every expense is automatically eligible.

Benefits and exclusions: hospitalisation

To review hospitalisation, obtain a written cost estimate where relevant and check any annual allowance, reimbursement base and limits on frequency. Ask the insurer about exclusions before committing to an expensive treatment.