Senior health insurance: understanding top-up cover
Senior health insurance: understanding top-up cover. Cover emphasising top-up cover is a way of tailoring a senior insurance policy to particular risks and healthcare needs. It is necessary to read the actual benefits instead of relying on a product label.
Benefits and exclusions: top-up cover
When evaluating top-up cover, make a list of required medical services, deductible amounts and maximum annual reimbursements. Written exclusions and waiting periods can change the value of a seemingly generous offer.
