Senior health insurance: understanding bancassureurs
Senior health insurance: understanding bancassureurs. Organisations involved in bancassureurs can act as insurers, brokers, administrators or advisers. Understanding who underwrites the risk and who receives payment helps a senior assess possible conflicts of interest.
Benefits and exclusions: bancassureurs
With bancassureurs, identify the licensed insurer, sales intermediary and claim manager, and review any fees. A policy’s written terms are more reliable than an intermediary’s broad marketing statement.